There are two kinds of motorcycle accidents. The ones you can walk away from, and the more serious ones that result in an ambulance trip to the hospital.
In today’s post, we are going to focus on the less serious kind. And leave the serious motorcycle injury ones for another separate discussion.
Step 1. Call emergency services if necessary. If you require medical care please seek medical attention immediately. Any delay in seeking medical care will be used against you by the insurance company. There’s a tendency for bikers in accidents to shake it off and say “I’m tough,” but don’t do it. If you act strong and act as if you’re not injured, the insurance company will use that against you. They will claim that you were not really injured or else you would have sought medical attention immediately.
Step 2. After calling emergency services, stand as close to the accident scene as possible and review it in your mind. If you’re able, take a 360° photograph of everything surrounding the accident scene. You’re doing this to document the accident scene from as many angles as possible and show all damage to your motorcycle and all vehicles. The photographs are also to show all people standing around (potential witnesses) and other vehicles and their locations.
Show the relationship of all vehicles to any landmarks, such as stop signs, traffic lights, street lines, crosswalks etc. Any photograph that will help to accurately locate the vehicles on the street before they are moved at the accident scene may be critical to your case. Make sure to take photographs that show any passengers inside any of the other vehicles involved in the accident. Photograph the license plates of any vehicles that may have stopped as they may be witnesses.
Step 3. Exchange insurance and drivers license information with the other drivers. Get names, addresses and telephone numbers of all witnesses and any information you can from all witnesses to the accident.
Step 4. Do not give out any information concerning how the accident happened. This applies to the other party and to any witnesses.
Step 5. When the police arrive, cooperate in their investigation. Answer all their questions thoroughly and honestly without volunteering any unnecessary or gratuitous information. Anything you say will be put in a police report and may be used against you in a Civil or Criminal action. Therefore carefully consider how you respond to police questions.
Step 6. Speak to an attorney before speaking to an insurance company. You may hear from an insurance company before you have an opportunity to speak to an attorney. That conversation with the insurance company will be recorded. The insurance company is not your friend. If an insurance company representative telephones you, you have the right to tell them that you do not wish to speak to them until you speak to your attorney. We strongly suggest that you speak to an attorney before speaking to an insurance company. Hire an attorney as soon as possible after the accident. Do not delay.
Here’s our firm’s motorcycle injury page for more information about us, or call for a free consultation at 1-84-INJURYLAW (1-844-658-7952).