An all too common occurrence is when a consumer, after years of paying insurance premiums, suffers an injury or a loss from an accident and the insurance company refuses to pay. All of a sudden, there is some fine print or obscure definition in your insurance policy that the insurance company points to and says your injury or loss is not covered and that they are not going to pay. Many personal injury lawyers would walk away and refer to you an appellate attorney. At Angelo & Di Monda, we do our own appellate work for you.
How to beat the “fine print” excuse from an insurance company.
The personal injury lawyers at Angelo & Di Monda do not accept insurance companies’ excuses. In a recent decision by the California Court of Appeal, in a case titled Mercury Casualty Insurance Company v. Hung Chu, Mercury insurance refused to pay on a claim that a jury found was worth over $300,000.00. Mercury pointed to obscure language in its automobile policy and claimed that the loss was not covered. Angelo & Di Monda challenged Mercury Insurance Company’s interpretation all the way through the Court of Appeal and won.
In a stinging unanimous decision against Mercury Insurance, Mercury was told that its policy exclusion was against the public policy of the State of California and that it violates the California insurance code.
Quitters never win.
Many other lawyers would have walked away, but not the personal injury lawyers at Angelo & Di Monda. They stay with you to the end. They exhaust every appeal, and help you to force your insurance company to cover your losses.
Whether it’s a loss from an automobile accident, truck accident, motorcycle accident or any kind a loss suffered by you, when your insurance company says “No,” call Angelo & Di Monda and we will help you to get them to say “Yes.”
Winter riding season will soon be upon us. We’ll be turning back the clocks and it will be getting dark earlier. To motorcycle riders this means we become less visible and have to ride in harsher weather conditions. Here are a few safety issues to help avoid motorcycle accidents.
Think visibility first: The #1 motorcycle safety tip.
Visibility is always a key issue between motor vehicles and motorcycles. Obviously as it gets darker earlier, lighting on your motorcycle becomes critical. Rear lights get lost among the cars you are following. Therefore anything a rider can do to increase lighting at the back of the motorcycle will increase the possibility of being seen. Remember, visibility is a key in avoiding a bike accident.
Tip #2: The clothes you ride in are not a fashion statement.
Reflective striping on clothing and helmets also helps increase visibility. I’ve seen some riders with flashing LED lights that were Velcroed to various parts of the motorcycle or helmet. Although some of us may think this looks funny they certainly get everyone’s attention. This is especially true to a left turning driver who may be getting ready to turn in front of you and sees a flashing LED coming at him. Left-turn accidents between cars and motorcycles are all too common.
Tip #3: Think about your motorcyle tire choices.
Tires are another important consideration. Lightly grooved summer tires that we all like because they give us amazing traction in turns, work against us in the rain. It’s a good idea if you’re in an area where there’s significant amount of rainfall, to switch tires to ones whose tread pattern sheds the rain easier provides increased traction on wet streets.
Tip #4: Be a dry comfortable biker.
Obviously protective clothing is important all year round but carrying a rain suit in Fall and Winter is always a good idea. Water resistant gloves are also important. A dry comfortable rider is a safer rider. I’ve always been an advocate of fullface helmets with drop-down face shields. They keep the rain out my face, they keep the bugs off my face and they offer full protection to my jaw and teeth.
According to the National Center on Elder Abuse, the statistics are alarming. California alone accounts for over 10 percent of the elder abuse cases in the U.S. and that translates to over 600,000 cases each year. These are just the ones that are reported.
With the aging of the baby boomers, elder abuse in California is a serious issue.
Elder abuse is one of our practice areas at Angelo & Di Monda. We practice throughout Los Angeles County, Riverside County, Ventura County, and San Bernardino County. If there’s a senior loved one in your life, there’s a great resource that we recommend from the California State Bar Association web site. It’s a brochure called “What Should I know About Elder Abuse” and you can download it if you click on the red link.
In this brochure, you’ll learn more about the legal definition of elder abuse. It can involve:
- “Painful or harmful” mistreatment
- Physical violence
- Psychological abuse
- False imprisonment
- Unlawful taking of money or property
The brochure gives you telephone numbers to call for help and goes through many common examples of how elders are abused. Things to beware of are Charitable Donation scams, Credit Card insurance and Credit Repair scams, Door-to-Door Solicitations and more.
Elder abuse comes in so many forms and if you believe that you or a loved one is a victim of elder abuse, you need a law firm that has a history of fighting hard for its clients’ rights. Don’t hesitate to call Angelo & Di Monda if you need help at 84injury law (844-658-7952).